\r\n Consumer Notice
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\r\n Actual approved line of credit amount and terms will vary based on\r\n final evaluation and credit qualifications. Payment amounts vary\r\n based on the account balance appearing on the most recent statement\r\n from when funds were drawn, the actual balance carried from one\r\n period to the next, and payment frequency. As an example, if your\r\n repayment schedule is biweekly or semi-monthly and the line of\r\n credit balance at the end of the statement period is $1,000, you\r\n must pay a carried balance fee of $45 and 5% of the balance (i.e.\r\n $50) for a total minimum payment of $95. If your repayment schedule\r\n is monthly and the line of credit balance at the end of the\r\n statement period is $1,000, you must pay a carried balance fee of\r\n $90 and 10% of the balance (i.e. $100) for a total minimum payment\r\n of $190. In addition, each time funds are drawn from the line of\r\n credit, a cash advance fee will be assessed. Bi-weekly and\r\n semi-monthly customers pay a 5% cash advance fee while monthly\r\n customers pay a 10% cash advance fee.\r\n
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\r\n Approval depends upon meeting legal, regulatory and underwriting\r\n requirements. All times and dates are based on Eastern Time (ET). If\r\n your credit is approved and originated by 7:45 p.m. ET on a business\r\n day, your funds will typically become available on the next business\r\n day. The lender may, at their discretion, verify application\r\n information by using national databases that may provide information\r\n from one or more national credit bureaus, and the lender may take\r\n that into consideration in the approval process.\r\n
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Availability restrictions apply.
\r\n \r\n XactFlex is a line of credit that is originated and funded by\r\n Capital Community Bank a Utah Chartered Bank, located in Provo, UT,\r\n Member FDIC.\r\n
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\r\n \r\n Important Information About Procedures for Opening a New Account or\r\n Applying for a Loan: To help the government fight the funding of terrorism and money\r\n laundering activities, Federal law requires all financial institutions\r\n to obtain, verify, and record information that identifies each person\r\n who opens an account or applies for a loan. What this means for you:\r\n When you open an account or apply for a loan, we will ask for your name,\r\n street address, date of birth, tax identification number and other\r\n information that will allow us to identify you. We may also ask to see\r\n your driver's license, or other identifying documents.\r\n
\r\n \r\n South Carolina Consumer Disclosure (PDF)
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